The average tuition and fees at a public in-state university as of the 2018-2019 school year was $9,716, while the average private institution charged $35,676. Add in another $15K for room & board and other expenses such as books and the total sticker price to attend these types of schools tends to be around $25,000 and $50,000 respectively. As most of us know it normally takes 4 years to graduate from most undergraduate programs. But does it always have to? The phrase that “Time is money” couldn’t be truer when it comes to paying for college. The ability to finish a full program in three years versus four can alter the decision of whether you can afford a college, especially with prices being so high these days. Add to the fact that you not only limit cost, but you also are able to start earning a salary earlier on, and the financial rationale to finish college early is sound.