Scared? Thrilled? Nervous? Likely all of these feelings and more. 


grow for them. grow with them.

Whether you're a first time parent or a seasoned pro, there's always something new to discover. Having children teaches us that there will often be an element of the unexpected in life but when you set your family up to handle those surprises, you're more likely to enjoy the perks of being a parent. They will throw plenty at you, so be prepared!


evaluate your health insurance coverage

Make sure you have the appropriate medical coverage for you and your family

Any health insurance is better than no insurance!

Consider a Flexible Spending Accounts (FSA), if it is available


minimize consumer debt 

Babies generally lead to additional household expenses therefore making it harder to pay off credit cards with high balances


life and disability insurance  

Buy life and disability insurance for yourself (and/or your spouse) before you have a child so your child is protected in case you die or are out of work before his or her adulthood

Ensure you have the right amount of coverage — enough to meet your expenses if you’re out of work for several months


Estate planning

Create a will or will substitute


don't forget about your retirement account!

Invest in your 401(K)

Consider a Traditional or Roth IRA


save for education, college, and higher learning

529 College Plans

UTMA/UGMA custodial accounts

Dual purpose savings strategies

Coverdell ESA

Series EE Bonds