• Scott Snider

What We Do and How We Can Help

Updated: Jul 28, 2020

If there’s one thing we know for certain in life, it’s that change is inevitable. And while we recognize that we will walk through different phases and reach multiple milestones, we often don’t realize the financial impact they can have on our lives. Many aspects of life are outside of our control, but one thing you can control is how prepared you are for life’s biggest moments.

That’s where we come in. Mellen Money Management is an independent, fee-only financial planning firm that is here to help a new generation plan for their future and the future of their growing families by guiding them through every life stage they experience.


Most financial planners are either good at the planning or the investing aspects of the job. Mellen Money Management excels at both, aided by our eleven years of investment management experience and nine years of retirement planning experience. More importantly, our six-plus years in the banking industry has enabled us to help our clients easily navigate the mortgage process, understand how to get a business loan, pay down debt, and avoid being taken advantage of by aggressive bankers with sales quotas.

We believe our clients like having choices, so we offer multiple options to ensure their needs are met in the most fitting way, including comprehensive financial planning and investment management services. On top of that, we specialize in all things college. It is our mission to end the student debt crisis one client at a time. We simultaneously strive to help families pay less for college and partner with young professionals who are buried in debt and forced to play catch-up with their finances for years after college. This is such a passion of ours that we named our firm after Scott Snider’s grandparents, who helped pave his way to an affordable college education.


While we serve a diverse range of clients in various life stages, we specialize in working with professionals with significant student debt as well as mid-career parents with kids nearing college. Through our technical expertise of student loans and the college aid process, we help our clients balance the burden of paying for school while accomplishing other financial goals, like buying a house or saving for retirement, thereby allowing them to live a better, more fulfilling life.

Along with young professionals, we also work with a number of entrepreneurs, established business owners, and those who work in the fields of medicine, law, technology, sales, engineering, as well as active duty or retired military. As a result, we understand the financial problems that are unique to those professions and can assist with a myriad of financial questions, decisions, and needs. Regardless of what you do or how old you are, we take a comprehensive look at your financial path and determine where we can best add value.


We’re proud to work so closely with our clients and build long-lasting and trusted relationships. We believe there are a number of reasons why our clients choose to work with us. For one, we are trustworthy. We follow through on our promises, are quick to respond, and put you first in all we do.

Second, we are credible. We are an established firm that has been highlighted by other reliable companies in the industry. We don’t play games with your money and are transparent with our fees. Because we believe that the real value an advisor brings to the table is in the financial planning decisions that can help you save hundreds of thousands of dollars over a lifetime, the emphasis of our fees is on the planning and not how much money you have invested with us. That’s what sets us apart.


Through our services, experience, and mission, we hope to help our clients achieve financial freedom and independence so they can have more time and resources to give to the things they most enjoy in life. We want you to focus on your passions knowing that we’re here to guide you through every life stage.

Are you looking for a financial partner you can trust to help you navigate your financial milestones? If you’d like to learn more about our unique services and how we may be able to help you, set up your free introductory phone call online today!


Scott Snider is the founder of Mellen Money Management, an independent, fee-only financial planning firm specializing in college-specific consulting and student loan repayment advice. Scott has more than ten years of industry experience and is an FPA Northeast Florida board member, member of XY Planning Network and NAPFA, and is part of the Finance Advisory Council at University of North Florida. He graduated with a Bachelor of Science in Finance from Miami University and holds both the CERTIFIED FINANCIAL PLANNER™ (CFP®) and Chartered Retirement Planning Counselor (CRPC) designations. He lives in Nocatee with his wife, Emily, their daughter, and their two dogs. He loves animals, spending time outside, and anything sports related! Learn more about Scott by connecting with him on LinkedIn.

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